Michalis is a new member of our team with a 29-year career in both the Accounting and the Banking professions here in Cyprus & abroad. Throughout his career he gained a wide financial markets experience in banking, insolvency and financial management projects with an extensive expertise in the areas of corporate banking, restructurings and turnaround solutions as well as the management of non-performing loans and merger and acquisitions projects in the banking sector. A hard working, motivated and determined executive with high work ethics, able to adapt at various working environments with strong negotiation skills and along track record of success in leading people and developing strong teams. Michalis holds a BA degree in Accounting with Computing and is a member of the Institute of Certified Public Accountants of Cyprus (ICPAC) and a fellow member of the Association of Chartered Certified Accountants of the UK (FCCA). Prior to joining the Bank in 1999 he worked as a Corporate Finance Manager in one of the big four Accountancy firms abroad.